As a taxi driver, you will be all too aware of the risks you face on a daily basis at work. Therefore, making sure you have the right taxi insurance to protect yourself and your business is extremely important.
The law states that every vehicle that is used for hire and reward must have adequate and appropriate taxi insurance as defined by the Road Traffic Act 1988. So even if you only work on a part time basis, if you are charging people for transportation (known as carriage of persons for hire and reward), then you need taxi insurance!
Whatever you drive, your vehicle is an asset to you and protecting it by getting the right taxi insurance for your needs is clearly of the upmost importance. However, passenger injuries and other incidents can also occur at any time so it important to check that our taxi insurance covers us for all eventualities including;
- Accidental Damage
- Theft
- Vandalism
- Fire
- Third party liability
- Personal injury
- Damage to property
Purchasing an insurance policy that will cover you if you are unable to work, either because you are not well enough or because your vehicle is in need of repair, is essential so you do not suffer in the long run. You will also need to obtain the correct vehicle licensing from your local borough authority.
Getting cheap, reliable cover is easy
A specialist broker like insureTAXI will be able to compare prices and policies from the top insurers on your behalf. They’ll do all the hard work for you and find you the cheapest quote with all the protection you’ll need.
For a quote or more information about the importance of taxi insurance, give us a call on 0800 142 2828. Alternatively, click here to visit the website.